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iAPR

iAPR
  • #: 229404
  • Price: $2.99 In Apple Store
  • Category: Finance
  • Updated: 2011-04-19
  • Current Version: 1.1
  • 1.1
  • Size: 1.00 MB
  • Language: English
  • Seller: SBG Real Estate Inc.
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 4.2 or later.
  • © 2011 SBG Real Estate Inc.
  •  Add to Favorite apps

 

Description

Borrowers: Shopping for a refinance or new loan? iAPR will help you compare loans wisely and save. With iAPR, you can shop for loans with confidence. iAPR will tell you which loan has the higher overall costs. iAPR will tell you the holding period of the compared loans, if you pay additional costs to lower the interest rate. iAPR has built mortgage calculators.

iAPR - Loan Comparator & Calculator

*Compare Loans Wisely and Save*

*Compare Loans or Mortgages*

Shopping for a loan/mortgage?

Ever wonder:

1.if you should pay loan fees or points to get a lower interest rate?

2.if you do pay points, how long should you hold the mortgage to justify the extra costs?

3.what is the over-all costs of a mortgage over its life when taking into account all the loan costs and fees?

*Ease of Navigation & Intuitive User Interface*

Shop with Confidence*

iAPR will help you make a smart choice when picking loans and mortgages. It will answer the above questions in seconds. With this app, you will shop with confidential.

*Analyze Loans Based on APRs*

iAPR analyzes and compares loans based on the loan's APR (annual percentage rate).

The use of APR is the best way to compare loans.

*Side-by-Side Comparison Summary*

iAPR gives you an easy way to view

*Holding Period*

iAPR will tell you if there is a holding period or breakeven point for comparable loans, if you pay extra costs to lower your interest rate.

*Get the True Costs of a Loan*

This app will allow you to include ALL or ANY loan costs in the calculation of APR, so you know the true costs of the loan. The APR presented by lenders may not include all of the loan costs.

*Consumers and Loan Professionals*

This app is designed with consumers and professionals in mind. Consumers with access to the app can make intelligent mortgage and loan choices. Loan, mortgage, and real estate professionals can help their clients/customers pick mortgage according to their needs.

* Full of Useful Features for Loan Shoppers*

What is more? This app also comes with a simple payment calculator with amortization feature and a mortgage calculator for home buyer. Home buyers can simply enter their home price, downpayment, and loan information to obtain a estimate of their monthly housing expenses that includes mortgage payment, property taxes, insurance, HOA, and other housing expenses.

Finally, this app is packed with many features including bookmarking, email, help info, settings, and more.

If you are shopping for a loan or mortgage, this is a must-have iPhone app. It will help you compare wisely and save.

Features:

1.APR calculator

2.Calculates the true costs of a loan in terms of APR (%)

3.Calculates the holding period of a loan should you pay additional costs to get a better rate

4.Compare two loans side-by-side

5.Identify the loan with a lower cost (APR)

6.Loan calculator for borrower (home, auto, credit card loans)

7.Purchase calculator

8.Help info available for Buyer calculator

9.Ease of use – large number keypad

10.Ease of navigation – never have to scroll to input numbers

11.Intuitive & user-friendly user interface

12.Convenient calculator for adding loan costs

13.Email feature – email results to clients

14.Bookmark feature– save important calculations for future reference

15.Settings – property tax rate and insurance in the iPhone Settings app

16.Calculate APR for any loans including FHA, VA, & conventional loans

17.Monthly payment

18.Monthly housing payment summary

19.Amortization schedule

20.iOS 4.2 or later

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Rated 5/5 based on 1 customer reviews.

 

5/5 stars

A Must-have App for Loan & Mortgage Shoppers

:
Comes with mortgage calculators. Best of all, compares loans for me. Version 1.0 was great. The new update is even better. A must-have app for people shopping for a loan or mortgage.

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The information may be outdated (2011-04-29 06:56:05). For actual information go to iTunes

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